S.S. Brown and Associates, P.C. S.S. Brown and Associates, P.C.
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Chapter 7-Liquidation Bankruptcy

Chapter 7 cases are liquidation or fresh start bankruptcies. These cases are designed for Debtors with few, if any, assets (property) or equity (value of an item above the debt on the item). A Chapter 7 case allows the Debtor to liquidate (or wipe away) most unsecured debt, such as credit card bills, medical expenses, old utility bills, auto deficiencies (balances from repossessions), etc.

As a Chapter 7 Debtor, you can make arrangements to keep (reaffirm) certain things, such as a home or vehicle (secured debt) if you meet certain requirements, (including, but not limited to, proper insurance and maintenance of payments). However, certain debts are rarely, if ever, dischargeable, such as recent tax debt, student loans and child support obligations.

A Chapter 7 case takes approximately 5 months from beginning (filing) to end (discharge) and an entry regarding the filing will remain on your credit history for 10 years. Once you have received your discharge, you may begin to reestablish your credit.

Chapter 7-Liquidation Bankruptcy


S.S. Brown & Associates, P.C.
4296 Memorial Drive, Suite D
(located in Park Plaza, beside the Kensington Marta Station)

We are open:
Mon, Wed, Thur: 9AM – 5PM
Tuesday: 9AM - 7PM
Friday: 9AM - 3PM
On call Saturdays: 10AM - 2PM

Evening and Weekend Appointments Available

Telephone: (404) 297.2077
Fax: (404) 297.2011

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